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New Jersey’s “Golden Rule” Laws

New Jersey’s “Golden Rule” Laws

N.J.S.A. 39:6A-4.5

a) Any person driving an uninsured automobile involved in an accident cannot sue for their injuries, property damage, lost wages or other damages, even if the accident was entirely the other driver’s fault!

b) Any person involved in a motor vehicle accident found guilty or who pleads guilty to drunk driving cannot sue for their injuries, property damage, lost wages or other damages, even if the accident was entirely the other driver’s fault!

Section a) includes the term automobile only. This “golden rule” was intended to preclude drivers who don’t insure their cars from suing others who do. It does not apply to uninsured motorcycles. The language of section b) is broader and refers to operating a motor vehicle while drunk. Operating a motorcycle would be included in this section.

These laws are pretty severe in prohibiting a claim for personal injuries even where the accident was entirely the other driver’s fault. Always make sure that the vehicle you are driving, yours or someone else’s is properly insured and don’t drink and drive! According to the State of New Jersey….You’ve been warned!

Ride Safely,

jerrysignature

Jerry Friedman, Esq.
The Motorcycle Attorney

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