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Motorcycle Injury Statistics

Important Motorcycle Injury Statistics Every Rider Should Know Motorcycles can be dangerous, but that isn't the whole story. Every rider should understand the unique risks they face and how to reduce them. It's easy for motorcyclists to become numb to the dangers of riding. After all, the risks of riding a motorcycle are a given. Still, it is important to understand the motorcycle injury statistics behind motorcycle accidents as many are the result of human error and can be avoided. Accidents by Motorcycle Type Engine size and motorcycle type make a big difference when it comes to the risk and severity of accidents. Motorcycles can be classified as cruiser, touring, sport touring, sport, and supersport. This final category accounts for the highest rate of fatal accidents according to the... read more

Proving Negligence in a Motorcycle Accident Case

Motorcycle Accidents | New Jersey Motorcycle Accident Attorney If you have been injured in a motorcycle accident, it’s important to understand your basic rights and the steps you must take to protect your legal interests. Included in this effort is learning what legally constitutes negligence in a motorcycle accident case. Contact a New Jersey motorcycle accident attorney for assistance. The laws governing motorcycle accidents differ somewhat from state to state. However, there are four basic elements of negligence recognized in New Jersey and other parts of the country. Duty of Care The first element involved in proving negligence in a motorcycle accident case is what is known as a duty of care. Duty of care means that a person has the legal responsibility to act with the level of... read more

Redesigned Medicare Cards Coming June 2018

In an effort to prevent fraud, the Centers for Medicare and Medicaid Services (CMS) has redesigned Medicare cards. The cards are still red, white and blue but they will no longer contain a Social Security number, gender, signature and other personal information, all of which could compromise the Medicare beneficiary’s identity. The new cards have an 11 character, randomly assigned number that is not in any way connected to the beneficiary’s other personal data. All current beneficiaries are scheduled to get their new cards no later than December, 2019. New Jersey residents will receive their new cards beginning after June, 2018. Before the mailings start, beneficiaries should ensure that the Social Security Administration has their correct address. Any address changes should be made by contacting the Social Security Administration... read more

Riding a Motorcycle Without a Helmet? Serious Risk!

Risks of Riding a Motorcycle Without a Helmet Anyone who has been on a motorcycle knows that proper safety gear and remaining visible to other drivers are two key ways to avoid being involved in a serious accident. However, the number of people involved in critical motorcycle accidents such as those leading to catastrophic injuries and fatalities has been on the rise in recent years. Riding a motorcycle without a helmet is very risky for riders. Motorcycle accidents represent significant risks to a motorcycle rider because even with appropriate safety gear such as a helmet, critical injuries can occur.  People who have been hurt in a motorcycle accident may be able to recover damages, including: Lost wages Pain and suffering Costs for medical bills now and in the future... read more

Unique Risks Motorcyclists Face in Bad Weather (slippery or icy conditons)?

Risks of Motorcycling in Bad Weather Knowing how to identify and mitigate the risks of motorcycling in bad weather could help avoid a motorcycle accident. Adverse weather is not uncommon in New Jersey. Unfortunately, bad weather conditions can increase the risk of a motorcycle accident and even exacerbate the effects of a crash. Rain Motorcycle accident rates tend to be higher during times of excessive rainfall. Accidents are more common during rainstorms because of poor road conditions, reduced visibility, and minimal traction. One of the most dangerous times to ride is just after the first rain following a dry period. Oil accumulates on roadways and makes the road especially slippery when the oil has not been washed away recently. When it has been raining for some time, motorcyclists can... read more

How to Stay Safe on Your Motorcycle During Wintry Conditions

Safety and Riding a Motorcycle in Winter Weather Staying safe when riding a motorcycle in winter is important. Follow these tips to drive safe this winter. Riding a motorcycle always carries some level of risk. You’re on a slim, small, and fast-moving vehicle that’s capable of weaving in and out of lanes and between them. Of course, when you ride in the winter in snowy, icy conditions, it’s even more dangerous. If you’re in the New Jersey area and you don’t have any other vehicles to travel a considerable distance, you may have no choice but to take your bike for a spin. Unfortunately, accidents can easily happen no matter what you're driving when snow and ice are on the road. To minimize your risks, here are some tips... read more

Lawsuit Limitations

The Lawsuit Limitation Many riders injured in motorcycle accidents may not be able to make a claim or sue for money damages as a result of the "lawsuit limitation." Under New Jersey law, when you purchase automobile insurance, you must choose either the "lawsuit limitation" or "no limitation". The "lawsuit limitation" limits your right to sue those who injure you unless you have very serious or permanent injuries. Close to 90% of New Jersey drivers have elected the lawsuit limitation because it results in a cheaper premium. Even though there is no lawsuit limitation choice when you buy your motorcycle insurance, as a result of New Jersey Court decisions, if you choose the "lawsuit limitation" on your car policy, it applies to you in a motorcycle accident as well.... read more

Is Your Motorcycle Covered by No Fault?

Under New Jersey’s No Fault Law, automobile policies provide for payment of a policyholder's accident-related medical expenses without regard to fault. These medical benefits are referred to as personal injury protection benefits or PIP. Unfortunately, there are no PIP benefits available under either your automobile or motorcycle policies for injuries sustained while operating a motorcycle, even if you are injured on your motorcycle as a result of a collision with an automobile insured under No Fault. Since motorcycles are excluded from No-Fault coverage, the rider must look to alternative sources to pay their medical bills such as Medicare, HMOs or union plans, many of which either exclude motorcycles or require reimbursement of the benefits they pay from your monetary recovery against the driver who caused the accident. The other... read more

New Jersey’s “Golden Rule” Laws

New Jersey’s “Golden Rule” Laws N.J.S.A. 39:6A-4.5 a) Any person driving an uninsured automobile involved in an accident cannot sue for their injuries, property damage, lost wages or other damages, even if the accident was entirely the other driver's fault! b) Any person involved in a motor vehicle accident found guilty or who pleads guilty to drunk driving cannot sue for their injuries, property damage, lost wages or other damages, even if the accident was entirely the other driver's fault! Section a) includes the term automobile only. This "golden rule" was intended to preclude drivers who don't insure their cars from suing others who do. It does not apply to uninsured motorcycles. The language of section b) is broader and refers to operating a motor vehicle while drunk. Operating... read more

Helmet Law Banned

THE LEGAL CHALLENGE TO NEW JERSEY 'S HELMET LAW. October 26, 2001, a New Jersey Superior Court Judge banned the enforcement of New Jersey 's motorcycle helmet law in the case of Buist v. State of New Jersey. Mr. Buist was represented in the case by New Jersey attorney Jerry Friedman, whose statewide law practice specializes in representing motorcyclists. Mr. Buist was issued a ticket on July 1, 2001 in the Borough of Manasquan for wearing an illegal helmet. New Jersey's helmet law mandates that motorcyclists wear helmets from a list approved by the Director of New Jersey's Division of Motor Vehicles. The helmets must meet certain specifications set by DMV. In the lawsuit, Friedman claimed that 1.) DMV has never created such a list and 2.) New Jersey's... read more